Can You Afford a Home in Malaga, WA?
A typical home in Malaga is worth $524,863, up 1.3% over the past year. That is $20K below the Chelan County typical of $544,367.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Malaga costs $524,863. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Chelan County
Prices below are what keeps housing at 33% of gross income, using Chelan County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $324,000 | $267,000 | $244,000 | $261,000 |
| $100,000 | $443,000 | $365,000 | $335,000 | $357,000 |
| $125,000 | $563,000 | $464,000 | $425,000 | $453,000 |
| $150,000 | $682,000 | $562,000 | $515,000 | $549,000 |
| $200,000 | $921,000 | $759,000 | $696,000 | $742,000 |
How Malaga compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Entiat | $470,816 | +0.1% | $106,000 |
| Wenatchee | $500,903 | +0.2% | $112,000 |
| Peshastin | $515,084 | +0.3% | $115,000 |
| Chelan | $521,547 | -7.8% | $116,000 |
| Malaga (this page) | $524,863 | +1.3% | $117,000 |
| Cashmere | $551,053 | +3.6% | $123,000 |
| Leavenworth | $675,364 | -1.6% | $149,000 |
If Malaga is out of reach, Entiat, Wenatchee, Peshastin, Chelan sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Malaga sell for less than $524,863, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.