AffordWhat

Can You Afford a Home in Sequim, WA?

A typical home in Sequim is worth $567,223, down 2.2% over the past year. That is $68K above the Clallam County typical of $499,135.

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Income needed — 20% down $126,000 $3,478/mo, plus $113,445 down
Income needed — zero down (VA) $152,000 $4,174/mo, about $14,181 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Sequim costs $567,223. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Clallam County

Prices below are what keeps housing at 33% of gross income, using Clallam County’s 0.74% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$322,000$266,000$244,000$260,000
$100,000$441,000$364,000$334,000$356,000
$125,000$560,000$462,000$424,000$452,000
$150,000$679,000$560,000$513,000$548,000
$200,000$917,000$756,000$693,000$739,000

How Sequim compares to nearby towns

TownTypical homeYear over yearIncome needed
Sekiu $352,854+1.1% $81,000
Port Angeles $461,2890% $104,000
Sequim (this page) $567,223-2.2% $126,000

If Sequim is out of reach, Sekiu, Port Angeles sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Sequim sell for less than $567,223, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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