AffordWhat

Can You Afford a Home in Dayton, WA?

A typical home in Dayton is worth $251,635, up 1.3% over the past year. That is $27K below the Columbia County typical of $278,631.

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Income needed — 20% down $61,000 $1,679/mo, plus $50,327 down
Income needed — zero down (VA) $72,000 $1,988/mo, about $6,291 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Dayton costs $251,635. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Columbia County

Prices below are what keeps housing at 33% of gross income, using Columbia County’s 0.86% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$317,000$262,000$240,000$256,000
$100,000$434,000$359,000$329,000$351,000
$125,000$551,000$456,000$418,000$445,000
$150,000$668,000$552,000$507,000$540,000
$200,000$902,000$746,000$684,000$729,000

How Dayton compares to nearby towns

TownTypical homeYear over yearIncome needed
Dayton (this page) $251,635+1.3% $61,000

What this does not tell you

These are typical values, not listings. Half the homes in Dayton sell for less than $251,635, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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