Can You Afford a Home in Curlew, WA?
A typical home in Curlew is worth $281,462, down 0.4% over the past year. That is $14K below the Ferry County typical of $295,359.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Curlew costs $281,462. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Ferry County
Prices below are what keeps housing at 33% of gross income, using Ferry County’s 0.65% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $327,000 | $269,000 | $246,000 | $263,000 |
| $100,000 | $447,000 | $368,000 | $337,000 | $359,000 |
| $125,000 | $568,000 | $467,000 | $428,000 | $456,000 |
| $150,000 | $688,000 | $566,000 | $519,000 | $553,000 |
| $200,000 | $929,000 | $765,000 | $700,000 | $747,000 |
How Curlew compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Inchelium | $259,166 | +0.6% | $61,000 |
| Curlew (this page) | $281,462 | -0.4% | $66,000 |
| Republic | $282,449 | +2.9% | $66,000 |
| Malo | $302,944 | +1.5% | $70,000 |
If Curlew is out of reach, Inchelium sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Curlew sell for less than $281,462, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.