Can You Afford a Home in Aberdeen, WA?
A typical home in Aberdeen is worth $281,523, down 3.3% over the past year. That is $44K below the Grays Harbor County typical of $325,970.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Aberdeen costs $281,523. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Grays Harbor County
Prices below are what keeps housing at 33% of gross income, using Grays Harbor County’s 0.87% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $316,000 | $262,000 | $240,000 | $256,000 |
| $100,000 | $433,000 | $358,000 | $329,000 | $350,000 |
| $125,000 | $550,000 | $455,000 | $418,000 | $445,000 |
| $150,000 | $667,000 | $552,000 | $506,000 | $539,000 |
| $200,000 | $900,000 | $745,000 | $684,000 | $728,000 |
How Aberdeen compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Copalis Beach | $241,464 | -2.1% | $59,000 |
| Hoquiam | $246,956 | -4% | $60,000 |
| Aberdeen (this page) | $281,523 | -3.3% | $68,000 |
| Westport | $317,813 | +0.3% | $75,000 |
| Cosmopolis | $333,069 | -0.4% | $79,000 |
| Ocean Shores | $343,023 | -1.9% | $81,000 |
| Elma | $373,386 | -0.1% | $87,000 |
If Aberdeen is out of reach, Copalis Beach, Hoquiam sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Aberdeen sell for less than $281,523, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.