Can You Afford a Home in Carnation, WA?
A typical home in Carnation is worth $1,004,023, down 1.3% over the past year. That is $151K above the King County typical of $853,410.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Carnation costs $1,004,023. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in King County
Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $318,000 | $263,000 | $241,000 | $257,000 |
| $100,000 | $435,000 | $360,000 | $330,000 | $352,000 |
| $125,000 | $552,000 | $457,000 | $419,000 | $446,000 |
| $150,000 | $670,000 | $554,000 | $508,000 | $541,000 |
| $200,000 | $904,000 | $748,000 | $686,000 | $731,000 |
How Carnation compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Duvall | $950,294 | -2.5% | $210,000 |
| Carnation (this page) | $1,004,023 | -1.3% | $221,000 |
| North Bend | $1,005,168 | -1.5% | $222,000 |
| Kenmore | $1,008,245 | -4.3% | $222,000 |
| Lake Forest Park | $1,024,649 | -1.8% | $226,000 |
| Normandy Park | $1,037,253 | +0.1% | $228,000 |
| Snoqualmie | $1,086,676 | -3% | $239,000 |
If Carnation is out of reach, Duvall sits lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Carnation sell for less than $1,004,023, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.