AffordWhat

Can You Afford a Home in Clyde Hill, WA?

A typical home in Clyde Hill is worth $4,083,737, down 2.2% over the past year. That is $3,230K above the King County typical of $853,410.

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Income needed — 20% down $878,000 $24,140/mo, plus $816,747 down
Income needed — zero down (VA) $1,060,000 $29,152/mo, about $102,093 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Clyde Hill costs $4,083,737. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$318,000$263,000$241,000$257,000
$100,000$435,000$360,000$330,000$352,000
$125,000$552,000$457,000$419,000$446,000
$150,000$670,000$554,000$508,000$541,000
$200,000$904,000$748,000$686,000$731,000

How Clyde Hill compares to nearby towns

TownTypical homeYear over yearIncome needed
Bellevue $1,451,887-3.9% $317,000
Sammamish $1,557,390-5.6% $339,000
Mercer Island $2,295,406-1.6% $497,000
Beaux Arts Village $2,771,729-4.1% $598,000
Clyde Hill (this page) $4,083,737-2.2% $878,000
Yarrow Point $4,351,223-2.9% $935,000
Medina $4,597,261-2% $987,000

If Clyde Hill is out of reach, Bellevue, Sammamish, Mercer Island, Beaux Arts Village sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Clyde Hill sell for less than $4,083,737, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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