AffordWhat

Can You Afford a Home in North Bend, WA?

A typical home in North Bend is worth $1,005,168, down 1.5% over the past year. That is $152K above the King County typical of $853,410.

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Income needed — 20% down $222,000 $6,093/mo, plus $201,034 down
Income needed — zero down (VA) $266,000 $7,326/mo, about $25,129 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in North Bend costs $1,005,168. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$318,000$263,000$241,000$257,000
$100,000$435,000$360,000$330,000$352,000
$125,000$552,000$457,000$419,000$446,000
$150,000$670,000$554,000$508,000$541,000
$200,000$904,000$748,000$686,000$731,000

How North Bend compares to nearby towns

TownTypical homeYear over yearIncome needed
Duvall $950,294-2.5% $210,000
Carnation $1,004,023-1.3% $221,000
North Bend (this page) $1,005,168-1.5% $222,000
Kenmore $1,008,245-4.3% $222,000
Lake Forest Park $1,024,649-1.8% $226,000
Normandy Park $1,037,253+0.1% $228,000
Snoqualmie $1,086,676-3% $239,000

If North Bend is out of reach, Duvall, Carnation sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in North Bend sell for less than $1,005,168, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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