AffordWhat

Can You Afford a Home in Vashon, WA?

A typical home in Vashon is worth $901,719, down 2.3% over the past year. That is $48K above the King County typical of $853,410.

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Income needed — 20% down $199,000 $5,486/mo, plus $180,344 down
Income needed — zero down (VA) $240,000 $6,593/mo, about $22,543 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Vashon costs $901,719. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in King County

Prices below are what keeps housing at 33% of gross income, using King County’s 0.84% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$318,000$263,000$241,000$257,000
$100,000$435,000$360,000$330,000$352,000
$125,000$552,000$457,000$419,000$446,000
$150,000$670,000$554,000$508,000$541,000
$200,000$904,000$748,000$686,000$731,000

How Vashon compares to nearby towns

TownTypical homeYear over yearIncome needed
Shoreline $803,451-2.5% $179,000
Seattle $851,471-1.8% $189,000
Snoqualmie Pass $852,886+1.7% $189,000
Ravensdale $881,951-2.1% $195,000
Vashon (this page) $901,719-2.3% $199,000
Duvall $950,294-2.5% $210,000
Carnation $1,004,023-1.3% $221,000

If Vashon is out of reach, Shoreline, Seattle, Snoqualmie Pass, Ravensdale sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Vashon sell for less than $901,719, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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