AffordWhat

Can You Afford a Home in Hansville, WA?

A typical home in Hansville is worth $720,858, up 0.7% over the past year. That is $132K above the Kitsap County typical of $589,268.

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Income needed — 20% down $160,000 $4,402/mo, plus $144,172 down
Income needed — zero down (VA) $192,000 $5,287/mo, about $18,021 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Hansville costs $720,858. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Kitsap County

Prices below are what keeps housing at 33% of gross income, using Kitsap County’s 0.8% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$320,000$264,000$242,000$258,000
$100,000$437,000$361,000$331,000$353,000
$125,000$555,000$459,000$421,000$448,000
$150,000$673,000$556,000$510,000$544,000
$200,000$909,000$751,000$689,000$734,000

How Hansville compares to nearby towns

TownTypical homeYear over yearIncome needed
Silverdale $610,290+1.5% $137,000
Kingston $674,749+0.6% $150,000
Poulsbo $675,871+0.8% $151,000
Indianola $690,334+1.5% $154,000
Seabeck $704,270+3.3% $157,000
Hansville (this page) $720,858+0.7% $160,000
Olalla $734,211+0.8% $163,000

If Hansville is out of reach, Silverdale, Kingston, Poulsbo, Indianola, Seabeck sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Hansville sell for less than $720,858, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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