Can You Afford a Home in Cle Elum, WA?
A typical home in Cle Elum is worth $608,187, up 0.9% over the past year. That is $106K above the Kittitas County typical of $502,405.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Cle Elum costs $608,187. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Kittitas County
Prices below are what keeps housing at 33% of gross income, using Kittitas County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $324,000 | $267,000 | $244,000 | $261,000 |
| $100,000 | $443,000 | $365,000 | $335,000 | $357,000 |
| $125,000 | $563,000 | $464,000 | $425,000 | $453,000 |
| $150,000 | $682,000 | $562,000 | $515,000 | $549,000 |
| $200,000 | $921,000 | $759,000 | $696,000 | $742,000 |
How Cle Elum compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Easton | $407,291 | -0.1% | $92,000 |
| South Cle Elum | $412,165 | +1.4% | $94,000 |
| Ellensburg | $460,975 | -0.1% | $104,000 |
| Roslyn | $464,620 | +1.8% | $104,000 |
| Thorp | $485,205 | +3.5% | $109,000 |
| Cle Elum (this page) | $608,187 | +0.9% | $135,000 |
| Ronald | $614,785 | -4.5% | $136,000 |
If Cle Elum is out of reach, Easton, South Cle Elum, Ellensburg, Roslyn, Thorp sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Cle Elum sell for less than $608,187, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.