AffordWhat

Can You Afford a Home in Packwood, WA?

A typical home in Packwood is worth $462,839, up 2% over the past year. That is $22K above the Lewis County typical of $440,705.

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Income needed — 20% down $104,000 $2,863/mo, plus $92,568 down
Income needed — zero down (VA) $125,000 $3,431/mo, about $11,571 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Packwood costs $462,839. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Lewis County

Prices below are what keeps housing at 33% of gross income, using Lewis County’s 0.71% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$324,000$267,000$244,000$261,000
$100,000$443,000$365,000$335,000$357,000
$125,000$563,000$464,000$425,000$453,000
$150,000$682,000$562,000$515,000$549,000
$200,000$921,000$759,000$696,000$742,000

How Packwood compares to nearby towns

TownTypical homeYear over yearIncome needed
Napavine $427,257+3.8% $97,000
Mossyrock $451,428+1.1% $102,000
Packwood (this page) $462,839+2% $104,000
Winlock $468,480+2.4% $105,000
Chehalis $487,589+1.9% $109,000
Silver Creek $513,282+1% $115,000
Onalaska $516,244+2.1% $115,000

If Packwood is out of reach, Napavine, Mossyrock sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Packwood sell for less than $462,839, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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