AffordWhat

Can You Afford a Home in Allyn, WA?

A typical home in Allyn is worth $543,982, down 0.4% over the past year. That is $85K above the Mason County typical of $458,604.

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Income needed — 20% down $122,000 $3,348/mo, plus $108,796 down
Income needed — zero down (VA) $146,000 $4,016/mo, about $13,600 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Allyn costs $543,982. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Mason County

Prices below are what keeps housing at 33% of gross income, using Mason County’s 0.75% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$322,000$266,000$243,000$260,000
$100,000$441,000$364,000$333,000$355,000
$125,000$559,000$462,000$423,000$451,000
$150,000$678,000$560,000$513,000$547,000
$200,000$916,000$756,000$693,000$738,000

How Allyn compares to nearby towns

TownTypical homeYear over yearIncome needed
Lilliwaup $367,599+0.1% $85,000
Shelton $430,027-0.1% $98,000
Tahuya $444,032+1% $101,000
Belfair $488,770-0.2% $110,000
Union $523,111+0.2% $117,000
Allyn (this page) $543,982-0.4% $122,000
Grapeview $634,351+1.9% $141,000

If Allyn is out of reach, Lilliwaup, Shelton, Tahuya, Belfair, Union sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Allyn sell for less than $543,982, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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