AffordWhat

Can You Afford a Home in Edgewood, WA?

A typical home in Edgewood is worth $738,116, down 0.2% over the past year. That is $166K above the Pierce County typical of $572,113.

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Income needed — 20% down $167,000 $4,589/mo, plus $147,623 down
Income needed — zero down (VA) $200,000 $5,494/mo, about $18,453 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Edgewood costs $738,116. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Pierce County

Prices below are what keeps housing at 33% of gross income, using Pierce County’s 0.94% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$313,000$260,000$238,000$254,000
$100,000$429,000$356,000$326,000$348,000
$125,000$545,000$451,000$414,000$441,000
$150,000$660,000$547,000$502,000$535,000
$200,000$891,000$739,000$679,000$723,000

How Edgewood compares to nearby towns

TownTypical homeYear over yearIncome needed
Buckley $660,501-0.3% $150,000
University Place $662,353-0.7% $150,000
Bonney Lake $675,413-0.4% $153,000
Vaughn $734,490+0.3% $166,000
Edgewood (this page) $738,116-0.2% $167,000
Ruston $763,265+4.9% $172,000
Gig Harbor $825,326+0.3% $186,000

If Edgewood is out of reach, Buckley, University Place, Bonney Lake, Vaughn sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Edgewood sell for less than $738,116, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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