AffordWhat

Can You Afford a Home in Puyallup, WA?

A typical home in Puyallup is worth $573,027, up 0% over the past year. That is $1K above the Pierce County typical of $572,113.

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Income needed — 20% down $131,000 $3,607/mo, plus $114,605 down
Income needed — zero down (VA) $157,000 $4,310/mo, about $14,326 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Puyallup costs $573,027. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Pierce County

Prices below are what keeps housing at 33% of gross income, using Pierce County’s 0.94% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$313,000$260,000$238,000$254,000
$100,000$429,000$356,000$326,000$348,000
$125,000$545,000$451,000$414,000$441,000
$150,000$660,000$547,000$502,000$535,000
$200,000$891,000$739,000$679,000$723,000

How Puyallup compares to nearby towns

TownTypical homeYear over yearIncome needed
Fife $557,282-0.3% $128,000
Orting $560,297-0.9% $128,000
Dupont $561,142+0.7% $129,000
Milton $572,843-0.2% $131,000
Puyallup (this page) $573,0270% $131,000
Summit $592,588-0.3% $135,000
Sumner $597,314+0.9% $136,000

If Puyallup is out of reach, Fife, Orting, Dupont, Milton sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Puyallup sell for less than $573,027, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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