AffordWhat

Can You Afford a Home in Concrete, WA?

A typical home in Concrete is worth $260,461, up 1.6% over the past year. That is $327K below the Skagit County typical of $587,735.

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Income needed — 20% down $63,000 $1,723/mo, plus $52,092 down
Income needed — zero down (VA) $74,000 $2,042/mo, about $6,512 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Concrete costs $260,461. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Skagit County

Prices below are what keeps housing at 33% of gross income, using Skagit County’s 0.82% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$319,000$263,000$242,000$257,000
$100,000$436,000$361,000$331,000$352,000
$125,000$554,000$458,000$420,000$447,000
$150,000$671,000$555,000$509,000$542,000
$200,000$907,000$749,000$687,000$733,000

How Concrete compares to nearby towns

TownTypical homeYear over yearIncome needed
Marblemount $213,406-3.9% $53,000
Concrete (this page) $260,461+1.6% $63,000
La Conner $455,535-3.5% $104,000
Lyman $472,532+2.1% $108,000
Sedro-Woolley $500,8890% $114,000
Burlington $543,667+1.1% $123,000
Mount Vernon $592,945+1.5% $133,000

If Concrete is out of reach, Marblemount sits lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Concrete sell for less than $260,461, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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