Can You Afford a Home in Sedro-Woolley, WA?
A typical home in Sedro-Woolley is worth $500,889, up 0% over the past year. That is $87K below the Skagit County typical of $587,735.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Sedro-Woolley costs $500,889. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Skagit County
Prices below are what keeps housing at 33% of gross income, using Skagit County’s 0.82% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $319,000 | $263,000 | $242,000 | $257,000 |
| $100,000 | $436,000 | $361,000 | $331,000 | $352,000 |
| $125,000 | $554,000 | $458,000 | $420,000 | $447,000 |
| $150,000 | $671,000 | $555,000 | $509,000 | $542,000 |
| $200,000 | $907,000 | $749,000 | $687,000 | $733,000 |
How Sedro-Woolley compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Concrete | $260,461 | +1.6% | $63,000 |
| La Conner | $455,535 | -3.5% | $104,000 |
| Lyman | $472,532 | +2.1% | $108,000 |
| Sedro-Woolley (this page) | $500,889 | 0% | $114,000 |
| Burlington | $543,667 | +1.1% | $123,000 |
| Mount Vernon | $592,945 | +1.5% | $133,000 |
| Anacortes | $728,211 | +1.2% | $162,000 |
If Sedro-Woolley is out of reach, Concrete, La Conner, Lyman sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Sedro-Woolley sell for less than $500,889, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.