Can You Afford a Home in Washougal, WA?
A typical home in Washougal is worth $645,057, up 0.6% over the past year. That is $78K above the Skamania County typical of $567,253.
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Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Washougal costs $645,057. Rates as of 5 September 2026; they move weekly and your quote will differ.
What each income level buys in Skamania County
Prices below are what keeps housing at 33% of gross income, using Skamania County’s 0.72% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.
| Household income | Conventional | VA | Zero-down CU | FHA |
|---|---|---|---|---|
| $75,000 | $323,000 | $266,000 | $244,000 | $260,000 |
| $100,000 | $443,000 | $365,000 | $334,000 | $357,000 |
| $125,000 | $562,000 | $463,000 | $424,000 | $453,000 |
| $150,000 | $681,000 | $562,000 | $515,000 | $549,000 |
| $200,000 | $920,000 | $758,000 | $695,000 | $741,000 |
How Washougal compares to nearby towns
| Town | Typical home | Year over year | Income needed |
|---|---|---|---|
| Bingen | $441,016 | -0.8% | $100,000 |
| Carson | $460,953 | -2.3% | $104,000 |
| North Bonneville | $480,858 | -0.2% | $108,000 |
| Stevenson | $557,466 | -1.7% | $124,000 |
| Washougal (this page) | $645,057 | +0.6% | $142,000 |
| Underwood | $796,892 | -2% | $174,000 |
If Washougal is out of reach, Bingen, Carson, North Bonneville, Stevenson sit lower in the same county — same commute shed, same schools district-by-district, less money.
What this does not tell you
These are typical values, not listings. Half the homes in Washougal sell for less than $645,057, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.