AffordWhat

Can You Afford a Home in Bothell, WA?

A typical home in Bothell is worth $1,015,871, down 5.2% over the past year. That is $269K above the Snohomish County typical of $746,872.

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Income needed — 20% down $222,000 $6,113/mo, plus $203,174 down
Income needed — zero down (VA) $268,000 $7,360/mo, about $25,397 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Bothell costs $1,015,871. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Snohomish County

Prices below are what keeps housing at 33% of gross income, using Snohomish County’s 0.79% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$320,000$264,000$242,000$258,000
$100,000$438,000$362,000$332,000$354,000
$125,000$556,000$459,000$421,000$449,000
$150,000$674,000$557,000$511,000$544,000
$200,000$911,000$752,000$690,000$735,000

How Bothell compares to nearby towns

TownTypical homeYear over yearIncome needed
Lynnwood $760,273-2.6% $168,000
Mukilteo $909,085-2.1% $200,000
Edmonds $922,484-1.2% $203,000
Snohomish $923,877-1.6% $203,000
Mill Creek $952,678-3.9% $209,000
Brier $969,070-2.9% $212,000
Bothell (this page) $1,015,871-5.2% $222,000

If Bothell is out of reach, Lynnwood, Mukilteo, Edmonds, Snohomish, Mill Creek, Brier sit lower in the same county — same commute shed, same schools district-by-district, less money.

What this does not tell you

These are typical values, not listings. Half the homes in Bothell sell for less than $1,015,871, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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