AffordWhat

Can You Afford a Home in Northport, WA?

A typical home in Northport is worth $255,016, up 4.2% over the past year. That is $124K below the Stevens County typical of $379,290.

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Income needed — 20% down $60,000 $1,655/mo, plus $51,003 down
Income needed — zero down (VA) $72,000 $1,968/mo, about $6,375 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Northport costs $255,016. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Stevens County

Prices below are what keeps housing at 33% of gross income, using Stevens County’s 0.65% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$327,000$269,000$246,000$263,000
$100,000$447,000$368,000$337,000$359,000
$125,000$568,000$467,000$428,000$456,000
$150,000$688,000$566,000$519,000$553,000
$200,000$929,000$765,000$700,000$747,000

How Northport compares to nearby towns

TownTypical homeYear over yearIncome needed
Northport (this page) $255,016+4.2% $60,000
Kettle Falls $280,868+2.4% $66,000
Ford $293,005+3.4% $68,000
Springdale $326,784+5.2% $75,000
Valley $329,428+4.4% $76,000
Colville $344,456+2% $79,000
Tumtum $352,390+3.2% $80,000

What this does not tell you

These are typical values, not listings. Half the homes in Northport sell for less than $255,016, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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