AffordWhat

Can You Afford a Home in Waitsburg, WA?

A typical home in Waitsburg is worth $380,326, up 0.4% over the past year. That is $40K below the Walla Walla County typical of $420,247.

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Income needed — 20% down $89,000 $2,449/mo, plus $76,065 down
Income needed — zero down (VA) $106,000 $2,915/mo, about $9,508 at closing

Assumes housing costs stay at 33% of gross income — the sustainable middle, not the maximum a lender would approve. A typical home in Waitsburg costs $380,326. Rates as of 5 September 2026; they move weekly and your quote will differ.

What each income level buys in Walla Walla County

Prices below are what keeps housing at 33% of gross income, using Walla Walla County’s 0.9% effective property tax rate. The Conventional column assumes 20% down; the zero-down columns finance the funding fee into the loan.

Household incomeConventionalVAZero-down CUFHA
$75,000$315,000$261,000$239,000$255,000
$100,000$431,000$357,000$328,000$349,000
$125,000$548,000$453,000$416,000$443,000
$150,000$664,000$550,000$505,000$538,000
$200,000$896,000$742,000$681,000$726,000

How Waitsburg compares to nearby towns

TownTypical homeYear over yearIncome needed
Waitsburg (this page) $380,326+0.4% $89,000
College Place $409,084+0.2% $95,000
Walla Walla $420,895+0.8% $98,000
Prescott $441,734+4.8% $102,000
Burbank $482,775+1.2% $111,000
Touchet $618,487+1.6% $140,000

What this does not tell you

These are typical values, not listings. Half the homes in Waitsburg sell for less than $380,326, and condos and townhomes sit well below it. Property tax is a county-wide effective rate, so your parcel will differ. Insurance is a state average. Run your own numbers with your own quote before you take any of this as settled.

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